ACS

ACS Expat Platinum

Coverage Limit $3,000,000
Tier Platinum
Max Entry Age 65
Network OPEN

Benefits

Hospitalization

Benefit Status Details
Medical/Surgical Hospitalization INCLUDED 100% actual cost
Private Room INCLUDED 100% actual cost
Intensive Care
Cancer Treatment INCLUDED 100% incl outpatient
Organ Transplant INCLUDED 100% excl acquisition
Psychiatric Hospitalization INCLUDED Up to $4,000/yr · 3mo wait 3mo wait
Rehabilitation INCLUDED Up to $4,000/yr
Post-Hospitalization Outpatient INCLUDED Within 90 days
Home Hospitalization INCLUDED Up to $4,000/yr
Companion Bed (Child) INCLUDED
Local Emergency Ambulance INCLUDED 100%
Emergency Dental (Accident) INCLUDED 100%
Medical Evacuation INCLUDED 100%
Repatriation INCLUDED 100%

Outpatient

Benefit Status Details
GP Consultation OPTIONAL Outpatient L3: ≤$300/act
Specialist Consultation
Prescription Medication OPTIONAL Up to $8,000/yr Outpatient L3
Diagnostic Tests & Imaging
Day Surgery / Ambulatory Surgery
Alternative Therapies
Physiotherapy
Speech Therapy & Orthoptics
Outpatient Psychiatry/Psychology
Medical Prostheses

Dental & Optical

Benefit Status Details
Routine Dental Care OPTIONAL Up to $2,000/yr · 3mo wait Dental L2, 3mo wait
Orthodontics
Dental Prostheses & Implants OPTIONAL Up to $2,000/yr · 6mo wait Dental L2, ≤$500/tooth, 6mo wait
Lenses, Frames & Contacts OPTIONAL Up to $800/yr · 6mo wait Dental L2, 1 pair/2yr, 6mo wait
Vision Correction Surgery

Maternity

Benefit Status Details
Delivery & Hospitalization OPTIONAL Up to $12,000/yr · 12mo wait Maternity module L1, 12mo wait
Pre/Post-Natal Care
Childbirth Preparation
Newborn Screening
Pregnancy Complications OPTIONAL · 12mo wait Included in maternity module
Medically Assisted Reproduction OPTIONAL Up to $1,000/yr · 18mo wait Max 3 attempts lifetime, 18mo wait

Prevention

Benefit Status Details
Health Check-Up OPTIONAL Up to $500/yr Every 3 years
Cancer Screening OPTIONAL Up to $500/yr Age-banded frequency
Vaccinations

Assistance

Benefit Status Details
Post-Evacuation Hotel
Companion Travel
Dependent Child Care
Early Return (Family Emergency)
Family Presence During Hospitalization
Transport of Remains
Search & Rescue
Legal Assistance Abroad
Psychological Support

Cross-cutting

Benefit Status Details
Pre-Existing & Chronic Conditions
Home Country Coverage
Teleconsultation INCLUDED MédecinDirect 24/7
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