Genki
Annual premiums in EUR. Approximate — contact the insurer for an exact quote.
| Age | Deductible | Coverage Type | Annual Premium |
|---|---|---|---|
| 0–24 | None | Individual | €2,652 /year |
| 25–34 | None | Individual | €3,408 /year |
| 35–44 | None | Individual | €3,816 /year |
| 45–49 | None | Individual | €4,632 /year |
| 50–54 | None | Individual | €5,580 /year |
| 55–59 | None | Individual | €7,212 /year |
| 60–64 | None | Individual | €8,988 /year |
| 65–69 | None | Individual | €13,344 /year |
| 70–74 | None | Individual | €16,344 /year |
| 75–99 | None | Individual | €18,516 /year |
| Benefit | Status | Details |
|---|---|---|
| Medical/Surgical Hospitalization | INCLUDED | 100% |
| Private Room | UNAVAILABLE | |
| Intensive Care | — | |
| Cancer Treatment | INCLUDED | Chronic conditions included |
| Organ Transplant | — | |
| Psychiatric Hospitalization | INCLUDED | |
| Rehabilitation | INCLUDED | Inpatient no limit |
| Post-Hospitalization Outpatient | — | |
| Home Hospitalization | INCLUDED | Up to €2,800/yr After 2-week inpatient stay |
| Companion Bed (Child) | INCLUDED | Up to €500/yr Per year and child |
| Local Emergency Ambulance | INCLUDED | 100% |
| Emergency Dental (Accident) | INCLUDED | 100% |
| Medical Evacuation | INCLUDED | Medical return, insurance ends on arrival |
| Repatriation | INCLUDED | Or local burial |
| Benefit | Status | Details |
|---|---|---|
| GP Consultation | INCLUDED | 100% |
| Specialist Consultation | — | |
| Prescription Medication | INCLUDED | 100% |
| Diagnostic Tests & Imaging | INCLUDED | CT/MRI/PET |
| Day Surgery / Ambulatory Surgery | — | |
| Alternative Therapies | INCLUDED | Acupuncture, homeopathy, TCM |
| Physiotherapy | INCLUDED | 100% |
| Speech Therapy & Orthoptics | INCLUDED | 100% |
| Outpatient Psychiatry/Psychology | INCLUDED | · 3 visits/yr 3 sessions, primary care only |
| Medical Prostheses | — |
| Benefit | Status | Details |
|---|---|---|
| Routine Dental Care | INCLUDED | Fillings, inlays, extractions, root canal |
| Orthodontics | — | |
| Dental Prostheses & Implants | INCLUDED | Up to €7,500/yr 70% of cost, accident only |
| Lenses, Frames & Contacts | UNAVAILABLE | |
| Vision Correction Surgery | UNAVAILABLE |
| Benefit | Status | Details |
|---|---|---|
| Delivery & Hospitalization | INCLUDED | · 10mo wait 100%, 10mo wait |
| Pre/Post-Natal Care | INCLUDED | Prenatal 100%, postnatal if child insured |
| Childbirth Preparation | — | |
| Newborn Screening | — | |
| Pregnancy Complications | — | |
| Medically Assisted Reproduction | — |
| Benefit | Status | Details |
|---|---|---|
| Health Check-Up | UNAVAILABLE | |
| Cancer Screening | — | |
| Vaccinations | UNAVAILABLE |
| Benefit | Status | Details |
|---|---|---|
| Post-Evacuation Hotel | — | |
| Companion Travel | — | |
| Dependent Child Care | — | |
| Early Return (Family Emergency) | — | |
| Family Presence During Hospitalization | — | |
| Transport of Remains | — | |
| Search & Rescue | INCLUDED | Up to €10,000/yr Accident only |
| Legal Assistance Abroad | — | |
| Psychological Support | — |
| Benefit | Status | Details |
|---|---|---|
| Pre-Existing & Chronic Conditions | INCLUDED | Some covered after review & approval |
| Home Country Coverage | — | |
| Teleconsultation | INCLUDED | 100% |
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